top of page

 

Financial Protection Advice in Milton Keynes

 

Comprehensive Financial Protection Solutions

Insurance is often most valuable when it safeguards what matters most—your health, your income, your family, and your home.

While it's not easy to think about serious illness, accidents, or death, having the right protection in place can provide essential peace of mind and financial security during life’s most challenging moments.

There are a wide variety of protection products available today, making it easier than ever to find a solution that suits your specific needs and budget. Whether you're looking to protect your mortgage, your income, or your loved ones, we can help identify the right options for you.

Our protection and financial planning services include:

​

  • Life Insurance

  • Critical Illness Cover

  • Mortgage Protection

  • Private Health Insurance

  • Investment Bonds

  • ISAs & PEPs

  • Unit Trusts

  • Portfolio Management

  • Personal and Workplace Pensions

  • Pension Drawdown

  • Pension Sharing

  • Inheritance Tax Planning

  • Independent Investment Advice

​

​

Life Insurance & Family Protection

 

Protecting What Matters Most

Life insurance is a cornerstone of responsible financial planning, ensuring your family’s financial future is secure should the unexpected happen.

At Independent Financial Planning (Anglia), based in Milton Keynes, we offer a range of life protection products tailored to your circumstances.

Types of Life Cover We Offer:

​

  • Level Term Assurance
    This policy provides a fixed lump sum payout if the policyholder passes away within a set term. It's straightforward and cost-effective, with no investment element and no payout if you survive the term.

  • Decreasing Term Assurance
    Ideal for covering repayment mortgages or loans, the payout amount decreases over time, in line with the reducing balance of the debt. As the risk to the insurer decreases over time, these policies tend to have lower premiums.

  • Family Income Benefit
    Instead of a lump sum, this type of policy pays a regular, tax-free income to your beneficiaries until the end of the term. It’s designed to help maintain your family’s standard of living if you’re no longer around.

  • Critical Illness Cover
    Often added to a life policy or available as a standalone product, critical illness cover provides a lump sum or income if you’re diagnosed with a serious illness such as cancer, heart attack, stroke, or another condition listed in the policy. Cover specifics and exclusions vary between providers.

bottom of page