Home / What we advise on / High-net-worth planning
High-net-worth planning
Some finances need rather more than a once-a-year check-in. Where there are several pots, several objectives and tax consequences attached to most decisions, the value is in the coordination.
Where we add most value
- Portfolios spread across multiple providers, wrappers and asset types
- Balancing pension funding against other tax-efficient options
- Planning for how assets pass on, and working alongside your solicitor or accountant
- Structuring income in retirement across several sources
- Ongoing management, with formal reviews every quarter
One adviser, not a team you never meet
You deal directly with John Clewlow. There is no account manager between you and the person making the recommendations, and no rotating cast of advisers to bring up to speed each year. For clients with complicated arrangements, that continuity is usually the point.
Working with your other advisers
Financial planning at this level rarely sits in isolation from tax and legal matters. We are happy to work alongside your accountant and solicitor so that advice pulls in the same direction. We do not provide tax or legal advice ourselves.
Whole of market
We are not tied to any provider. Every recommendation is drawn from the whole market and chosen on its merits for your situation.
The value of investments and the income from them can fall as well as rise, and you may not get back the full amount invested. Tax treatment depends on individual circumstances and may change. We do not provide tax or legal advice. This page is general information, not personal advice.